It was Monday night when she showed up. Paul was in the process of locking up the indoor pool for the night. So he simply told her, “I’m sorry, but we’re closed.”
She was apologetic. “I know it’s late. But I just got off from work. I’d really like to get in a quick swim if I could.”
“Sorry. It’s late, and I want to get home.”
“Please? I can make it worth your while.”
Paul looked at her carefully. “How can you make it worth my while?”
She smiled coyly. “I, uh… I’m sure we can work something out.”
Paul considered it for a moment. Then he told her, “Twenty bucks; twenty minutes.”
She was shocked. “Twenty bucks?? But the price for a swim is only $8.50!”
“That’s the price for keeping me away from home this late at night. I should charge you more.”
“Ok – ok.” Then she reached into her purse and pulled out a card. “Do you take VISA?”
“Off the books. Cash only.”
She scowled at him. Then she grudgingly reached in, found a $20 bill, and tossed it at him. “Here, take it!”
He took it as he told her, “You’re not very appreciative for a woman getting in a swim after hours.”
She thought about cursing him out. But she didn’t want to risk alienating him which might cause him to throw her out. So she bit off her reply before heading to the locker room to change.
—
He timed her as she swam her laps in a blue one-piece print, matching swimcap and goggles. Then he called out “TIME!” She swam to the edge of the pool and got out.
“I suppose I should be grateful,” she muttered under her breath as she headed for the locker room to change.
“I suppose you should,” he muttered when she was out of earshot.
—
Three days later, she was back. And once again, she arrived right at closing time.
Paul gave her an exasperated look. “Again?”
“I’m sorry. Would you let me in for a quick swim?”
He frowned at her. In response, she dutifully reached into her purse and pulled out a twenty. He hesitated before accepting it.
“Thank you,” she told him as she headed for the locker room, deciding gratitude would get her further than anger and resentment.
She got in her swim, wearing her same outfit from last time. Once again, he called out “TIME!” at twenty minutes. So she dutifully got out of the water.
He handed her a towel as she climbed out. “Thank you,” she told him in an appreciative tone.
“Don’t mention it,” he replied. She went and changed in the locker room. But she decided not to delay him any further by taking a long shower before getting back into her street clothes.
—
She was back the following Monday, late as usual. She had a twenty in her hand and a hopeful expression in her eyes. He scowled at her as he reluctantly accepted it. She thanked him before rushing off to change.
She got in her swim as he watched her. Twenty minutes later, he called out, “Time!” She finished her lap before going over to the side of the pool to climb out.
Paul was waiting there with a towel as she reached the ladder. He grudgingly asked her, “Do you always plan on showing up like this after closing time?”
She retorted, “Do you always plan on charging me a twenty each time I try to get in a swim?”
“You always show up right at closing time. I should just send you packing.”
She lowered her head, realizing he was being nicer to her than he needed to be. “I’m sorry,” she replied apologetically. “You want to go home and I don’t blame you. I’m appreciative; really I am.”
He surprised her by suddenly holding up her twenty. “You want this back?”
She brightened considerably. “You… you mean it?”
“All you have to do is hold your breath four minutes.”
“Four minutes? Are you insane??”
“It’s strictly up to you. You wanna try one? Or do you wanna get out out of there, get dressed, and go home now?”
She thought about it for a second. Then she shrugged her shoulders. “Hell; why not? I’m game.”
She took a deep breath and submerged for him. She went down until she held onto the bottom of the ladder in her one-piece, swimcap and goggles. Paul just stood on the side of the pool as he timed her.
She finally came back up, panting quietly for breath. Then she looked up at him expectantly. “Forty-nine seconds,” he told her with a shake of his head. “Time to get out of the pool and get dressed.”
He didn’t offer to give her back her twenty. She just waved at him dismissively. “Keep it,” she told him as she climbed out of the water, accepting the towel he offered before heading for the locker room to change.
—
She was back on Thursday night. And she was late… again. When he scowled at her, she put the twenty on the counter with a “Please?” Paul frowned before he nodded for her to go ahead and change.
In the locker room, she quickly got into her outfit. Then she went out and got into the water. She swam for twenty minutes until she saw Paul waiting at the pool ladder with his watch and her twenty.
He smiled as he held both up for her to see. She didn’t even have to guess what he was suggesting. At least he was offering to give her the twenty back.
She took three deep breaths. Then she submerged. She held onto the bottom rung of the ladder in the deep end and released a few bubbles as she held her breath.
She wasn’t certain how long she held it. But she was sure it was longer than last time. Paul confirmed it when she finally surfaced, gasping loudly for breath.
“Minute twenty-eight. That’s an improvement. But you don’t get to have this back” and he waved her twenty at her.
“Keep it,” she told him with a sly smile as she climbed the ladder out of the pool. “Maybe I’ll work on my breath-holding for next time.”
—
She was back on Monday. Paul was sitting behind the counter reading a magazine as though he wasn’t even going to stop her. She placed a twenty down on the counter top before heading off to change.
She swam for twenty minutes before Paul showed up at the ladder in the shallow end and told her that her time was up. She swam over to the side of the pool and smiled. Then she asked, “You gonna offer me my twenty back?”
“I was thinking it might take a little more than holding your breath this time.”
She gave him a sly smile. “Oh really? Just what did you have in mind?”
“You look like you need a little distraction while you’re underwater holding your breath.”
“Got any suggestions?”
Paul smiled at her as he asked, “How about putting your money where your mouth is?”
She noticed the growing bulge in his crotch. She gave him a sly smile as she told him, “My mouth? Does this mean you won’t be wearing those speedos?”
Paul smiled back as he shook his head, “Correct. No speedos in the water for me.”
She thought about it for a moment. What did she have to lose? After all, he was kind of handsome. And he WAS letting her swim late, which was keeping him from going home for the night.
“Let’s see what you got,” she finally told him with a knowing wink.
Paul pulled his speedos down, revealing a stiffening erection. She licked her lips as he got into the water with her while still wearing his white tank top. Then he got his watch ready.
She reached out and stroked him a little as she took deep breaths to prepare herself. Then she sharply inhaled before submerging. That’s when she told herself this might be kind of fun.
She took him between her lips and started sucking. It was a nice distraction while holding her breath. What’s more, it was a sexy task to perform while she was attempting to reach four minutes.
She worked on taking him deeper and deeper, letting him fill her mouth. She glubbed up bubbles as he hit the back of her throat. It gave her an added thrill.
She pushed herself as her lungs began to strain. She cupped his balls as she sucked him faster. Then she came off his cock and shot up to the surface, gasping like crazy.
“Minute forty-nine. Not bad. But no twenty for you tonight.”
“Then no more sucky-sucky for you tonight,” she laughed playfully as she climbed the ladder out of the pool. “Besides, I have to let you get home.”
“Blue-baller!” She just laughed as she gathered up the towel sitting by the side of the pool before heading to the locker room.
—
She was back again on Thursday night. Paul didn’t know why he kept letting her swim late. The twenties were chump change. Maybe he should stop after tonight.
She did her laps in her blue print, matching swimcap and goggles. Paul stopped her at twenty minutes. Then she swam over to the ladder before asking, “You gonna get in the water and give me another shot at getting my twenty back?”
“You gonna leave me stiff and wanting tonight?”
She just laughed. “We’ll see.”
He got out of his speedos and got into the water while still in his white tank top. She drooled at the sight of his cock. She had no idea why she kept doing this. But it sure as hell was a lot of fun.
Paul timed her as she submerged. She went right to work sucking on his meaty pole. Bubbles came out out past her lips as she cupped his balls. This time, she wanted his load.
She really worked on his erection, giving it everything she had. She pushed herself while holding her breath. She’d been getting better lately. Besides, she wasn’t about to tell him she’d been practicing at home in her bathtub.
She felt herself starting to run out of breath. So she redoubled her efforts, eager to get him off. She glubbed up bubbles as her chest heaved, her stomach rippling.
She finally shot up, gasping loudly for breath. “Two thirty-eight,” he announced. “Impressive, but no twenty for you tonight. Now get back down there and finish up.”
He abruptly pushed down on her head, forcing her back under in a flurry of bubbles. She hadn’t quite gotten a full breath. But she dutifully took his cock back into her mouth.
She eagerly sucked him, anxiously bobbing up and down until she finally got the load she wanted. It didn’t take long, so Paul willingly let her go once he got his release. She came up gasping and coughing before giving him a naughty grin.
“Not letting me get out of the water this time without getting you off tonight; eh?”
“Not this time.,” he replied with a smile.
“Fair enough.” Then she climbed out of the pool and headed for the locker room.
—
She arrived the next Monday just as he was getting ready to lock the door. “Please?” she panted after rushing up from the parking lot, a twenty in her hand.
He appeared to think about it before accepting it. “Thanks!” she panted happily. Then she rushed off to the locker room.
She got into the pool and did her laps in her usual outfit. But before her twenty minutes were up, she invited Paul into the water right there in the shallow end without his speedos. “I need a little practice,” she told him with a sly grin.
She got a deep breath. Then she submerged with a burble. She latched onto his cock and immediately started working it with her mouth.
She took her time, enjoying the taste and texture as she held her breath. The occasional bubble trickled out of her nose or past the seal her lips made around his erection. It was crazy paying him for this when it felt like it should be the other way around. At least he was letting her get in some late-night swims.
She didn’t try to get him off like last time. After all, this was just the practice round. She had something special in mind for her official breath-hold. But she had a funny feeling he was going to agree to it.
She came up gasping for breath. Paul checked his watch. “You broke three minutes,” he told her admiringly. “Three eighteen; not bad at all.”
“Would you be willing to let me try one more?” she asked with a sly smile. “I have something else I want to try. I think it will help distract me even more.”
Now she had Paul curious. “Oh?” he replied. “What’s that?”
She smiled as she whispered it into her ear. He looked at her in surprise. “You’re joking; right?”
“Can’t leave you with blue balls now, can I?”
“Ok. I’ll give you one more try at a breath-hold. But just one.”
“Thanks!”
She took long, deep breaths to prepare herself. Then she inhaled deeply. A moment later, she submerged.
She went down and grabbed the bottom rung of the ladder. She was deep enough for her head to remain submerged. That’s when Paul came up behind her, his head above the surface.
He split her legs apart before pulling her suit aside. Then he slowly pushed his erection into her. She moaned and bubbled over how good it felt.
Paul took his time thrusting in and out of her. Never in a thousand years had he ever expected things to end up like this! He didn’t know whether she was crazy, he was crazy, or if they both were!
She focused on the sensation of his cock going in and out of her while she held her breath. This was way more fun than simply holding onto the ladder with bulging cheek! Hell, it was even better than sucking his cock underwater! Besides, it was her turn to get some pleasure for a change!
She grunted and bubbled as she pushed back against him, eager to take his dick all the way inside her. She held her breath as he thrust in and out of her. But she wasn’t really thinking about trying to hold her breath for the full four minutes.
Oh sure; it would be nice to get her twenty back. But this was so much more enjoyable. She had no idea how things had progressed to the point where they were now fucking each other in the pool. But she sure was glad it was happening.
She felt the strain start to build in her lungs. How long could she hold her breath? To be honest, she was kind of enjoying being fucked underwater.
Her lungs heaved until she shot her head up out of the water. She gasped like crazy as she panted for breath. “You almost made it to three-thirty,” he told her. “Now I’m going to enjoy my release before I let you out of here.”
Instinctively, she inhaled deeply, sensing it was going to be like last time. Sure enough, he pushed her head under. Then he really started fucking her.
Her body rocked as he pounded her from behind. But she hadn’t gotten a good enough breath. She sure hoped he wasn’t going to drown her!
He suddenly drove his cock deep inside her. A moment later, she felt his hot seed pumping into her quivering body. It was so arousing that she clenched and shuddered from an orgasm of her own.
Paul let go of her head. She came up gasping for breath. Then he slipped out of her.
She adjusted her suit back into place. She was panting as she told him, “I guess that means no twenty for me tonight. At least I got a nice little release out of the deal.” Then she climbed the ladder, picked up the nearby towel Paul must have left for her, and headed off to the locker room.
—
She was late that Thursday night. Paul almost locked up, figuring she wasn’t going to show. That’s when she came rushing in from the parking lot.
“Had to stay a little late,” she breathlessly told him, a twenty in her hand. “Sorry about that.”
“You almost didn’t make it in time,” he told her, accepting the twenty.
“Thanks for staying open for me.” Then she hurried off to the locker room to change.
Paul watched her as she swam her laps. He kept checking his watch to keep track of the time. Then she stopped.
He thought she was getting out of the pool. Instead, she came over to the ladder, took a deep breath and submerged. Paul took note of the time on his watch.
Her first time up came at two twenty-five. Paul told her the time. She caught her breath, inhaled deeply, and then went back down for a second time.
“Two forty-seven!” he declared when she came up again, panting like crazy.
“Damn!” she panted. Then she filled her lungs before trying a third one.
Paul watched her as she held her breath, the occasional bubble coming to the surface. She was staying down longer and longer. That’s when he began to wonder if she was going to make four minutes this time. He would have to return her twenty if she did.
She came up panting like crazy. “Three eighteen,” he told her. “You’re starting to break three minutes pretty regularly now.
She gave him a coy look. Then she motioned at him with her finger in a come-hither gesture. Paul shed his speedos before getting into the water with her.
She went to work sucking on his erection. She took her time, enjoying the taste, the flavor and the way it twitched between her lips. She did everything she could think of to forget about trying to hold her breath.
“Three twenty-seven,” he told her when she came up for a breath. “Not bad at all. Now assume the position.”
She eagerly took several deep breaths before submerging. She went down and grabbed onto the pool ladder. That’s when Paul pulled her suit aside before slowly entering her.
She trembled as his cock filled her. Then he started thrusting. She pushed back against him, relishing the sensation of having his dick inside her.
This was crazy: coming late and giving him a twenty, swimming her laps, and then fucking him while trying to hold her breath to get her twenty back. It was strange the way life turned out sometimes. But she was having an incredible amount of fun with him. And as long as he didn’t mind and was willing to stay late, why not take advantage of the situation.
He thrust nice and slow. Then he started picking up the pace. Was that to let her know she was getting close to four minutes? Or was it because he was horny and wanted to give her another deposit?
She clenched as he thrust in and out of her. Why did it feel so good fucking underwater while holding her breath? Maybe she should make him do it with her next time. Why should she be the only one forced to hold her breath that long?
Her lungs screamed at her as her stomach rippled. Her chest heaved until she shot up for a breath. She gasped like crazy, whimpering as he thrust harder and harder.
“Three thirty-nine. Now get your ass back down there!” Then he pushed down on her head, forcefully submerging her. That’s when he really started thrusting into her.
She let out a bubbly cry as she shuddered in orgasm, her muscles furiously clenching around his dick. Then she felt him stiffen inside her. A moment later, she felt him empty his balls into her womanhood, causing her to shudder again in climax.
He let her up until she came up panting like crazy. “No twenty for you tonight,” he told her with a wry smile.
“That’s ok,” she panted tiredly as she grabbed onto the metal ladder. “I’ll take the orgasms; thank you very much.” Then she climbed out of the water, grabbed the towel he’d left for her, and headed off to the locker room.
—
She was back on Monday night, feeling incredibly frisky. She even showed up a few minutes before closing time. She still gave Paul a twenty before heading off to the locker room, knowing she planned on staying well after closing.
She was in the pool doing her laps when Paul came over after locking up. He watched her swim back and forth, admiring her form. She finally stopped in the deep end, catching her breath.
She saw Paul watching her with a smile. She smiled back and took a deep breath. Then she submerged in the deep end. Paul had to walk all the way over to her, having expected her to swim back to the shallow end of the pool.
He timed her as she clung to the ladder at the bottom of the pool. He was impressed with her decision to try this in deeper water. She was certainly improving.
She was down quite a while before she came up to the surface, chasing the bubbles she released. Paul checked his watch as she got her breath back. “Two fifty-one,” he said with a smile. “Not bad for your first time down.”
“Just wait,” she told him with a grin. Then she filled her lungs before going back down.
He watched as she stayed down for quite a while. This time, she cleared three minutes with time to spare. She slowly came up, her chest heaving, until she burst up panting loudly for breath.
“Three twenty-one,” he told her admiringly. “Not bad at all.”
She smiled as she gave him that come-hither finger. “What about you?” she asked. “How long can you hold YOUR breath?”
“Let’s find out,” he told her as he shed his speedos.
Paul jumped right in with her. Then he surfaced and started breathing deeply. She matched him as the two grinned at each other, taking deep breaths in unison.
“One…. Two… three!” Then they inhaled deeply. A moment later they submerged, making their way down the rungs of the ladder.
Paul bottomed out while standing on his feet. She immediately knelt before taking him into her mouth and sucking. That’s when it occurred to him he didn’t even know her name after all those visits!
She sucked and bubbled, taking her time while making him feel good. She licked his shaft and cupped his balls while enjoying holding her breath with him.
They were past two minutes when he began blinking his eyes. Then he disengaged and headed for the surface. She followed him up until they were panting together up at the surface.
“What happened?” she wanted to know. “I could have gone longer!”
“Chlorine in my eyes,” he told her as he climbed out of the pool. “Let me get a set of goggles. I’ll be right back.”
She took a deep breath and submerged. She went all the way down, holding her breath. Then she began rubbing her crotch while cupping her breast.
It felt good. Hell, she could do this all night! Why hadn’t she thought of this before?
When she surfaced, she saw Paul standing there watching her, a set of blue goggles on his face that matched hers. “That looked like fun,” he told her with a smile. “Want something a little bigger to play with?”
“I though you’d never ask,” she replied with a grin.
Paul jumped into the water with her. Then they took deep breaths before submerging to the bottom. Once again, Paul ended up standing on the pool floor while she knelt as she took his cock between her lips.
This time she caressed herself while she sucked his meaty pole. The sensations felt wonderful. Her pussy tingled as her nipples protruded through her one-piece.
They were down a long time. This time, Paul showed no sign of slowing down. That’s when her lungs began to strain once more.
Her cheeks bulged as she tried to outlast him. A moment later she gave up, shooting up toward the surface. Paul bubbled as he followed her up.
“Damn!” she panted tiredly. “Just how long CAN you hold your breath?”
“Why don’t I show you,” he replied with a knowing grin.
She breathed deeply with him, suspecting they were going to be down a really long time. Then she counted to three. That’s when they submerged.
They went all the way to the bottom. But she wasn’t given time to grab onto the bottom rung of the ladder. Paul pulled her suit aside before slowly entering her from behind.
She bubbled as she looped an arm around the ladder. Damn! This was even better than fucking in the shallow end! But how long would she be able to keep up with him?
He rubbed her crotch as he slowly thrust up inside her. Damn! This felt better than the last time they’d fucked underwater! They were going to have to do this more often!
She tried to pace herself. But Paul was giving her swollen nub a wicked tease as she rode him. She groped her breast as she grunted up a mouthful of bubbles.
Paul was taking his time. But she was staying right with him. However, the fact he was making her feel so good was using up the air in her lungs.
She grunted and bubbled as she rode him harder. She wanted him to cum, but then she kind of wanted him to wait. She had no idea why it felt so good!
Paul began thrusting harder and faster while rubbing her crotch. She moaned and bubbled as she rode him while losing her breath. Then she felt her chest starting to heave.
They both became frenzied as they fucked each other. There were grunts and bubbles until it felt like her lungs would be empty soon. Just how long could this bastard hold his damn breath??
Breathlessness made her lungs heave. It swelled within her until she clenched as she shuddered in orgasm. That’s when Paul emptied a huge load up into her.
She shuddered again at receiving his welcome load. Then she realized her lungs were empty. A moment later, they were both racing each other for the surface, spewing away the last of their breath.
They popped up panting like crazy. That’s when Paul checked his watch. “Four twenty-four,” he told her. “I guess I have to give you back your twenty.”
“Meet me at the counter,” she told him with a smile as she tiredly climbed out. “Only next time, I plan on beating you.”
“We’ll see about that,” he called out to her as she walked away with a towel in hand. She just laughed, her lady parts tingling with aftershocks.
5/24/25 Inspired by vidcaps from a JustPaul render.